Showing posts with label Chinese and American. Show all posts
Showing posts with label Chinese and American. Show all posts

Thursday, January 28, 2021

How do Americans invest in Chinese stocks

 Borrowing ID card or something is unnecessary. First, it makes people doubt your character and integrity. Second, it violates foreign exchange control.

In addition to investing in B shares or red chips in Hong Kong, it is suggested that there are two ways:

1. Through QFII institutions, they are approved legal investment. Generally, QFII has the quota of acting customers.

2. To invest in a domestic enterprise, the enterprise obtains the status of domestic legal person and speculates in stocks with the enterprise account. In this way, all procedures are legal except for different taxes. If there are problems with pure foreign investment, the enterprise may consider establishing a joint venture.

Finally, there is another way to operate legally, which is trust.

Tuesday, January 26, 2021

Why do Chinese people like to buy I phones so much?

 After the global rise of the iPhone 4, China has become the second country outside the United States to go crazy for the iPhone. Although this kind of brain damage behavior has become rare due to installment payment and other reasons, why do Chinese people love iPhone so madly?

After the rise of apple, it has become the most famous mobile phone brand in the world. Many people admire it for its unique system and brand value, and its price is not cheap, so it is a high-end mobile phone. Having such a mobile phone can satisfy one's vanity well. In fact, it's not just a mobile phone. When most people have money, they don't like to buy cars, watches and expensive clothes. In fact, all people have vanity. It's just a matter of size.

Secondly, Apple's IOS system and many of its unique features do provide capabilities that Android phones don't have, so that users want to use it after they run out. Therefore, when they use it, it's easy to generate Amway for the people around them.

Top ten cities with the largest number of Chinese in the United States

 According to the latest data from the US Census Bureau, the Chinese population in the United States has reached 4.52 million. Chinese people are the largest ethnic group among Asian Americans, and the second largest ethnic group among all ethnic minorities after Mexicans.

Where do Chinese people like to settle down in the United States? According to the Immigration Policy Institute in Washington, California (31%) and New York (20%) are the two states with the highest concentration of Chinese immigrants. Here's how to introduce the top ten American cities that are most suitable for Chinese life:

1. Los Angeles, CA

Los Angeles is located in the Southern California of the United States. It is also the county of Los Angeles County, with a population of about 3.97 million. It is the largest city in California and the second largest city in the United States, second only to New York City. The city covers an area of 469.1 square miles (1214.9 square kilometers). The metropolitan area of Los Angeles, which is composed of Los Angeles, long beach and Anaheim, has a population of 13.31 million, while the Greater Los Angeles area, which covers a wider area, has a population of 18.7 million. Both of them are statistically inferior to the metropolitan area of New York and are the second largest metropolitan area in the United States.

Los Angeles is one of the world's centers of culture, science, technology, international trade and higher education. It also has world-renowned institutions in various professional and cultural fields. It is a Mediterranean climate zone with mild climate and bright sunshine. It is dry and rainless all year round, but it rains a little more in winter. Chinese account for a large proportion of the total population, their status is relatively high, and their culture is rich. There are many Chinese communities and many opportunities to use Chinese. Even if you can't speak English, your life won't be very troublesome. There are many Chinese restaurants and Chinese supermarkets.

Irvine, CA

Irvine is a city in Orange County, California. It is located in the middle of the county, where middle and upper class families live together. It covers an area of 180.5 square kilometers. According to the 2010 population census, there are 212375 people in erwan City, 10% of whom are Latinos and nearly 40% are Asian Pacific, most of whom are Chinese and Korean. Irvine is one of the largest planning urban communities in the United States. It is invested and developed by Irvine family, a private company.

Although Irvine is a young city only about 30 years old, many people choose it as their destination. The pleasant climate, excellent school district and ideal public security situation are the reasons why many people, especially the Chinese, choose to live in Irvine.

3. San Francisco, CA

San Francisco is one of the most beautiful cities in the United States. It is located on a long and narrow peninsula with rugged coastline and peaceful harbor. It is the core city of Northern California and San Francisco Bay area, as well as a cultural, commercial and financial center. There are many artists, writers and actors living there. In the 20th century and the early 21st century, it has been one of the centers of American hippie culture and modern liberalism and progressivism.

The gold rush brought the first generation of Chinese overseas, and now it is one of the cities with the highest living density of overseas Chinese. Of the 800000 people in San Francisco, 20% are Chinese, which is the highest proportion of Chinese in the urban population of the United States. Local products are rich, fisherman's Wharf is rich in seafood dishes, has always been the reservation of San Francisco meal. San Francisco's food tastes are diverse, and Chinese restaurants are an important part of them. San Francisco boasts the most authentic Chinese food in the United States, and Chinatown has always been the home of diners. The large scale of Chinatown makes the role of Chinese in the political, economic and social life of this area more and more important.

4. San Diego, CA

San Diego is a city on the Pacific coast of California with a population of about 3 million, mostly of Mexican and Spanish descent. Located in the extreme southwest corner of the United States, it is famous for its warm climate and many beaches. It is also the second largest city in California and the eighth largest city in the United States.

In recent years, it has attracted more and more Chinese to invest and work here, and has become the first choice for them to live and settle down. It is estimated that there are no less than 100000 Chinese. Although the number of Chinese in San Diego was small in the early years, it has grown rapidly in recent years and doubled in ten years. As an important town of high-tech industries such as biopharmaceuticals and wireless communications, it is one of the most dynamic and characteristic regions in the development of science and technology industry in the United States.

Close to the Mexican border, beaches, mountains and deserts are not far away. In addition to surfing, whale watching, swimming, sailing and other marine activities, visiting nearby mountains and deserts is also a good outdoor activity.

5. San Jose, CA

San Jose is a city in the San Francisco Bay area of California. Located in the south of San Francisco Bay area, Santa Clara County and Silicon Valley, it is the third largest city in California, second only to Los Angeles and San Diego, and surpassed Detroit to become the tenth largest city in the United States in 2005. It is the world-famous location of Silicon Valley. There are 25 companies with more than 1000 people in the city, including the headquarters of Adobe Systems, BEA systems, Cisco, and eBay, as well as the important offices and R & D sites of Flextronics, Hewlett Packard, IBM, Hitachi, Lockheed Martin, Yahoo! And other companies. Many new Chinese immigrants from the mainland and Taiwan are no longer engaged in traditional industries such as catering, but are making great efforts in the high-tech field of Silicon Valley, and most of them live in villas near Silicon Valley.

The cost of living in and around it is one of the highest in California and the United States, and the high housing prices here are the biggest reasons for this. However, San Jose is also one of the regions with the highest disposable income.

The culture here is very diverse. The Chinese people have ample space for political, economic and cultural freedom. Their lives are also very convenient. Local Chinese TV stations broadcast Chinese News and TV plays every night.

6. Seattle, Washington, WA

Seattle is the largest city in the Pacific Northwest of the United States, only 200 kilometers away from Vancouver. Due to its maritime climate, Seattle has a mild climate, not too cold in winter and not too hot in summer. The climate and temperature in Seattle are similar to Vancouver, a big Canadian city nearby. The air is very moist, fresh, clean and transparent.

It is the hometown of Bill Gates and Microsoft, the world's richest man for 13 consecutive years. Bill Gates' mansion and Microsoft headquarters are located in this city. Seattle's rapid growth has also benefited from Amazon, real networks and at & T wireless. In addition, Seattle is an important center of performing arts in the United States. With a history of more than 100 years, the Seattle Symphony Orchestra is one of the symphony orchestras that publish the most records in the world.

The average education level of Seattle residents is very high. 36% of the population has a master's degree or above, and 93% of the population graduated from high school. In addition to schools, Seattle has strong adult training classes and home schooling.

7. New York, NY

Located in the northeast of the United States, New York is the most populous city in the United States and one of the largest cities in the world. It is an international metropolis with great influence on the global economy, commerce, finance, media, politics, education and entertainment.

New York has the largest number of Chinese in the United States. All kinds of Chinese communities are famous for their popularity. If you are in Chinatown, flushing and other places, where there are many food markets, stalls and massage foot clinics, you may not realize that you are in the United States for a while. Of course, New York, as an international metropolis, may be more attractive. It has numerous landmark buildings, shopping paradise, developed higher education and so on, which are all kinds of labels people give to New York.

Manhattan Island is the core of New York. More than one third of the 500 largest companies in the United States are headquartered in Manhattan. Six of the seven major banks and the headquarters of the major monopoly organizations have set up their central bases here. It also focuses on the essence of the world's financial, securities, futures and insurance industries.

New York's food culture is influenced by many immigrants, so it is very diverse. There are about 4000 licensed snack vendors in the city, many of them run by immigrants. In addition to vendors, New York City is also a gathering place for high-end restaurants.

8. Portland, or

Portland, Oregon's largest city, is a city in the western United States. The population of the city is 639863 (2016). Portland has beautiful scenery, and the climate is especially suitable for planting roses. There are many rose gardens in the city, so it is also called "Rose City". Portland is famous as a park city in the world. It has the highest number of parks per capita in the United States. Including hiring Suzhou craftsmen to build Chinese gardens according to Suzhou garden style.

Oregon State University, located in the south of Portland, is one of the most famous state universities in the United States with high academic reputation. Low cost of living and beautiful living environment are important factors for Chinese to choose to live in this city.

9. Orlando, FL

Orlando, located in the middle of Florida, is a typical small and medium-sized city. Although there is no bustling metropolis here, it is no less livable than other big cities.

Orlando is one of the best leisure and tourism cities in the world. It has the world's largest Disneyland as famous as Disneyland in Los Angeles. It is the best place for travel, camping, water activities, honeymoon and family travel. More than 26 million tourists come to Orlando every year.

One of Orlando's great advantages is that it's sunny and mild all year round. Moreover, there are many lakes in the urban area, and the streets are very clean. The living expenses here are low and the income tax is low. Many Chinese come here to complain that food and clothing are too cheap.

10. Boston, Ma

The total number of residents in Boston in 2018 is 694583, while the wide area metropolitan area with Boston as the center has a population of 8.2 million. Boston is the sixth largest city in the United States, the capital and largest city of Massachusetts, and also the largest city in New England. It is a famous cultural city. There are 47 universities in the city. In the university town in the western suburb, there are famous Harvard University, Massachusetts Institute of technology and other important scientific research institutions, such as the Electronic Research Office of National Aeronautics and Space Administration. High quality education is an important reason to attract immigrants and students from all over the world.

Boston has a large number of Chinese Americans, and the size of the top three Chinatown in the United States. Boston's Chinatown is one of the most orderly managed Chinatowns in the United States. Comparatively speaking, the living standard of Chinese is also relatively good.

Monday, January 25, 2021

The harm of long-term separation of husband and wife for Chinese

 Marriage is to enable two people to live together reasonably and form a new family together. However, due to the reasons of work or school in reality, many couples cannot live together for a long time. They can only meet once a week or once a month. Marriage requires two people to stay together and love each other. Such a long-term separation between husband and wife will definitely cause all kinds of problems in their relationship or life, and even divorce them.

Harm one: increasing conflicts between husband and wife

If they live apart for a long time, one will take care of the children at home and the other will work outside. In addition to work and rest, those who work outside are very leisurely, while those who work at home have to take care of their children in addition to work. They will be very busy all day. After a long time, they will feel uncomfortable and have opinions at home. Coupled with the two long-term do not meet, do not get a good communication, it will be very easy to conflict, quarrel. When there is a quarrel, at home, they will feel that they are so tired and angry every day, and their hearts will be even more unbalanced. While outside, they will feel that they can't return home and complain because they are earning money every day. This kind of psychology will escalate the contradiction and put the marriage in danger.

Harm two: make husband and wife suspect each other

Because the couple can't see each other for a long time, and they are busy at work and usually neglect to communicate with each other, they will be curious as time goes on. The curiosity at home is whether they are at work every day and whether they go out to play, while the curiosity outside is what they have done all day at home and whether they are really at home every day except work. Slowly, this curiosity will evolve into distrust. They will suspect each other if they feel that what they are saying is deceiving themselves. They will feel that they have done something unexpected without telling themselves. And almost every unfortunate marriage begins with mutual suspicion.

Harm three: make the relationship between husband and wife become more and more weak

The harm is more serious than the first two. The quarrel and suspicion between husband and wife show that they still care about each other. Maybe the quarrel will increase the depth of their relationship in disguise. What the husband and wife fear most is that the long-term separation makes their feelings fade. Slowly, they get used to their own life alone, and don't care about each other. In addition, they don't usually call each other. Slowly, they even forget the existence of each other and their marriage. That's too terrible. This marriage will exist in name only.

Harm four: children can't get complete love

Children are the crystallization of their love, and even the key to their marriage. Every child should enjoy the love from his parents when he comes to the world. On the way of children's growth, both father's love and mother's love are indispensable. Children need maternal care and care to grow up, need father's strict love and guidance to correct the direction. If the husband and wife live apart for a long time, the growth of children will lose half of their love, which is extremely unfavorable to the physical and mental development of children, and even has a lot of negative effects.

Harm five: more likely to derail

This is a very serious problem, because we always think that cheating is a very bad thing. A person's cheating means that there is a problem with his quality. What I want to say is that the derailment caused by long-term separation can not be completely attributed to the fault of the derailed party. The long-term separation between husband and wife will make a person feel lonely in his heart, and people are most afraid of loneliness. When a person's heart is very lonely, he will be eager for love. When a third person appears in life, he will not hold his heart and derail. The biggest culprit of infidelity is long-term separation. Couples should try to avoid long-term separation.

Nagging: the long-term separation of husband and wife is more terrible than long-distance love, because in people's consciousness, they think that if they get married, they should be together every day. If they have to live a long-term separation after marriage, they will be in conflict with this kind of thing from their heart just like if they are not married. When a thing from the beginning to produce resistance, then in the future will certainly cross the more upset, over the more unhappy. I hope that when you see these five hazards, you will be aware of your own situation and find a way to end your long-term separation.

What are the differences between American and Chinese values

 Before studying in the United States, many Chinese students will understand American values, outlook on life and world outlook. So what are the differences between American values and Chinese values? Let's take a look at them!

Comparison of American and Chinese values

I remember an American survey and comparison of Chinese values and American values (sponsored by the American English Society). They asked you to say what you value most in your life, and then ranked the top ten Chinese values according to the probability, that is, the display of Chinese values.

As a result, the first priority of Chinese people is "money", followed by "family", "love", "work", "education" and so on.

The American values in the first place is that we can not dream of, and in the Chinese values there is no place: change.

What Americans advocate most is "change", so they are known as "mobile race" in the world.

Secondly, they value "time", "challenge", "opportunity" and so on. Naturally, "family" and "love" are among them, and "money" is among them, just in the middle and behind.

Americans like change. They always like to change their working environment, even their living environment. In fact, this change is mainly aimed at their own work.

Only change, talent can find their potential, to live meaningful, to make their life rich and colorful.

Americans value the maximum realization of their own values.

Although the Chinese agree with the saying that "people live and trees die", they are afraid in practice because "change" means "challenge" and "instability", even "danger".

I've always wanted to change my life and working environment, but I'm not willing to leave this place where I can live without food and clothing.

So the two words I advocate are "change", which I use to motivate myself and see if I can break through myself.

The survey was conducted by ten American teacher volunteers in a university in China. At that time, after the investigation and comparison, many Chinese people were embarrassed. After all, Chinese people love money most.

The Americans strive for more "money" from "change", far less than the Chinese directly.

That is to say, the Chinese value the results, while the Americans value the process. They think that the "process" in life is very important, people can't do without money, but if people can make the most of their talent and potential through the process of making money, then people are the happiest.

So they value: people in their favorite environment to do their favorite work, and can earn maximum money

After that, ten American teachers stood side by side on the platform and waited for about 15 minutes. There were no questions from hundreds of people in the audience. They walked down the platform awkwardly.

There are differences in values and cultures between China and the United States, even in character, education mode and thinking mode.

The above is an introduction to the different values of Chinese people and Americans. I hope it can help you.

People with the most bitcoin in the United States and people with the most bitcoin in China

 How many people in the world own bitcoin?

There are more than 30 million bitcoin addresses with balance greater than zero, and more than 8 million bitcoin addresses with balance greater than 0.01. If we regard balance greater than 0.01 as owning bitcoin, we should consider that many people hold multiple bitcoin addresses at the same time, and at the same time, many people put their coins in the exchange. Therefore, it is estimated that people who hold bitcoin should not It's going to be more than 20 million, maybe even less.

Why does the United States have the largest bitcoin holdings in the world while mining far less bitcoin than China?

The founder of bitcoin has always been a mystery.

It is said that bitcoin was invented by a Japanese named so and so Cong, and many people believe it. However, have you ever thought that the current network technology is so advanced, if there is a real person, it is estimated that his second uncle's third cousin has been pulled out five times.

The United States does not need to waste resources to dig for bitcoin now, because bitcoin in the world belongs to others. You waste a lot of manpower, material and financial resources to dig out the lost bitcoin, which is not worth mentioning in front of the host.

To encourage the whole world to unite and dig bitcoin together is to waste a little of your power resources and digest the chips made by others.

If bitcoin becomes the only currency in the world, suppose someone owns half of bitcoin, does he own half of the world's wealth?

Let me tell you clearly, no!

Bitcoin's success is due to its decentralization. If it is too centralized, it will not succeed.

How many people in the world own bitcoin? Who owns the most bitcoin?

At present, the total amount of bitcoin in the world is about 12 million BTC. Two American brothers, Cameron Winklevoss and Tyler Winklevoss, claim to hold about 1% of bitcoin and 1% of bitcoin in the world.

Do you have any stories about getting rich by buying and selling bitcoin?

I know a person who has been selling a house for 13 years and bought bitcoin. At that time, the price of bitcoin seemed very cheap, tens of dollars each. He sold his house for 400000 yuan, and then took all his money to buy bitcoin, which began to rise, but failed. As a result, the price of bitcoin soon fell back, and he lost a lot. He spent more than half a year in squatting. As a result, the price did not rise to his previous purchase price.

His daughter-in-law quarreled with him and was about to divorce. At that time, he lost nearly 100000 yuan. He was a little disheartened. He wanted to cut his flesh, but he was really not reconciled. He gritted his teeth and insisted on staying for another period of time. As a result, within a few months, the price of bitcoin began to soar, his assets directly multiplied, his daughter-in-law would never divorce him again, and his status at home also increased. In the end, it seems that it was sold for more than $4000. Although it didn't sell at the highest price, it also made us rich. We bought a big house again, bought a car, and stopped working. We went fishing and playing mahjong every day, which made us all envious.

The first Impression Difference between Chinese and Americans On Bitcoins

 What I find interesting is that many people's first contact and first impression of a circle, field or concept will have a great impact on their later learning and investment.

For example, the first coin that many people bought in the circle in those years was not bitcoin, but a mainstream currency or a counterfeit currency, which would be very emotional. Even after being cut for a long time, I can't forget it.

So first impressions, or first impressions, are really important. When many people enter the circle, the people who take you into the circle and your first investment in the circle have a great impact on you. As soon as you come in, you are friends who are speculating in Shanzhai. Few of you can get out of the Shanzhai circle. As soon as you come in, you are making contracts. Basically, you are staying in the trading circle.

Of course, there's nothing bad about it. There's never a steady profit or loss in investment. There's always a profit or loss.

It's just that if the goal is to buy bitcoin instead of hoarding it, the most important thing is not to encounter other things in the process.

Because your original intention is to buy bitcoin and sell it at a higher price, then the best situation is to buy, hold and sell.

The things that attract you in the middle, the temptation of other currencies, the desire for short-term speculation, the attraction of high leverage of contracts, etc. they have no problem. But if your original intention is to buy and hold money for a long time, then they have a big problem, and you have to avoid it.

In fact, the first impression is very important at this time. Many people walk away from the moment when they open the exchange to buy the currency. This is also the difference between the first impression of Chinese and Americans on the special currency I want to talk about today.

Anyway, the reason why I talked about this topic today is that I saw this tweet some time ago:

Another company of twitter CEO jack, the app called cash, is a mainstream tool for Americans to buy bitcoin. Now he has made two improvements, one is to provide the option of "fixed investment", the other is to start the purchase with "sats" as the unit. (to tell you the truth, 100000 sats is less than $10. It's really cheap. If it's me, I'd like to buy a lot. )

It's a good choice to take sats as a unit. I also suggest that China's domestic exchanges and overseas exchanges can follow up, ha ha.

But today's theme is not this. I want to talk about how you feel about this interface and app. Is it different from when you buy money?

This app can be understood as Alipay. It can also be understood as cloud flash payment. It is probably the American "e-cash tool". Buying bitcoin is not the most mainstream scenario.

However, with the development of bitcoin and the promotion of Jack, the CEO of square cash (also the CEO of twitter), their bitcoin sales are soaring

According to this trend, it is estimated that there will be no problem for Q2 to buy 100000 in a quarter. If you want to know the bitcoin production after halving, it will be 81000 in a quarter.

So Americans buy bitcoins on Cash App. The analogy is that you buy bitcoins on Alipay and exist on Alipay, so the impression is indeed that when you buy tips on the stock exchange, you turn to coin accounts better (compared to hoarding coins).

I do not know if you have bought a fund or similar financial products, there are generally two channels, one is transfer to stock app (like Hua Shun) in the securities account, enter the stock code purchase; two is directly in Alipay and other channels to buy.

These two channels buy the same things, but for investors, the perception is very different. In the non securities channels such as Alipay, it is generally easier to buy, because most of them do not have the idea of "speculation", but rather as a financial management, they just buy it and do not think about it in the next few days, because buying has to wait for a few days, and redemption has to wait for a few days.

It doesn't feel like it's used to "hype", but as a buy, put and sell for a long time in the future.

Because the first time I contacted the fund was through Alipay, my perception of the fund is an investment product instead of something that can be fry.

I think this is the same as buying bitcoin at home and abroad. They buy bitcoins in a place similar to Alipay, that is, they do not buy bitcoins in a place where they can provide the environment for speculation. They are bought as a financial product.

Even many times, the mentality of many people to buy is no different from that of buying something. For example, the figure below shows that someone overseas bought bitcoin after "rebate" a little money

In China, it's the exchange that buys. After buying, it prompts you whether you want to transfer to the currency account or contract account, rather than whether you want to take it away. The first impression is that it's poor.

On the whole, the channels for purchasing bitcoin in the United States are more comprehensive, and exchanges tend to buy bitcoin and put it aside, without obvious speculation and contract guidance.

Of course, there is nothing wrong with the guidance of domestic exchanges. They are all commercial activities. Of course, I think it's best that the exchange will pop up a prompt "withdraw the coin immediately" after the legal currency area has bought bitcoin, but this is obviously unrealistic.

There is no right or wrong, just talk about the difference between home and abroad in this point, which should be one of the reasons why overseas investors can hold the currency better. Maybe many overseas investors don't know about "currency speculation", "leverage" and "contract opening" at all, and they don't know what the so-called altcoin is. They only know that it's OK to buy bitcoin. They can buy bitcoin on the platform they are familiar with, and then put it on.

Just like when I bought a fund, I found that there was a "floor fund" after buying for a long time, which could be the same as stock speculation. Fortunately, I don't know. Otherwise, it is estimated that the fund speculation was as clean as the stock speculation.

Sometimes it's not true that the more you know about investment, the better. Many people who make money from investment know how to buy a house without knowing anything, or know how to buy Tesla without knowing anything, or know how to buy bitcoin without knowing anything. Many of the coins that used to come down were bought in those years and kept for many years when they didn't understand anything. The more money mixed in the circle, the less

Sad to say, in a word, many times investment really depends on life, what you don't know most often happens, the more you know, the more you lose. I think the most important thing is not to forget the original intention. If you want to hold the coin, you should hold it well. Don't fry it. If you want to fry the coin, you should fry it well. Don't have any faith.

If you don't forget the original intention, you can return to the original.

China's richest man Zhong Shanshan

  As we all know, there is a man who has recently become the richest man in China. He is Zhong Shanshan, the founder of Nongfu Spring. Zhong...